Debt Counseling Services

Debt Negotiation

Debt negotiation is not the same as credit counseling services, debt management programs, or bankruptcy for that matter. Debt negotiation is considered a hardship program, and is usually utilized by consumers living with overwhelming monthly payments due to credit card debt.



The reason most American's choose debt negotiation over credit counseling is because their programs (in most cases) pay back your creditors in full with an adjusted sometimes eliminated interest rate over 5 to 7 years. On the other hand, debt negotiation reduces debt by settling debts for a less than owed amount.

When a consumer enrolls into a debt negotiation program he / she is represented by the debt settlement / debt negotiation company, furthermore your creditors are contacted and required to deal with the company directly.

Quick Tips: Debt Negotiation and Debt Settlement are in a league of their own, and offered by law firms or debt settlement companies.

Instant Quotes

Name


Home Number


Mobile Number


E-mail Address


Debt Amount:
Select an amount Up to $3,000 $3,001 - $5,000 $5,001 - $7,000 $7,001 - $10,000 $10,001 - $20,000 $20,001 - $30,000 $30,001 - $50,000 $50,001 - $70,000 $70,001 - $100,000 $100,001 - $150,000 $150,001 - $200,000 Over $200,000

State of Residence
Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming