Debt Counseling Services

What Most Bankruptcy Attorneys Won't Tell You

Most bankruptcy attorney's wont tell you that bankruptcy is, and should only be utilized as a last resort. Unfortunately after filing bankruptcy your plans to stay in a resort may be put off for 7 to 10 years until your credit score drastically improves. To learn more about the negative affects of bankruptcy visit Control Your Credit, and receive helpful material needed to make a smarter decision when attempting to manage your debt. Information provided by The Department of the Treasury.

Chapter 7

This type of bankruptcy is for consumers with less property who have basic necessities like furniture and clothing, and little or no money left after paying basic expenses each month.

Chapter 13

Chapter 13 bankruptcy is used by debtors with significant amount of equity in their home or other property that they plan to keep. Additionally, they have regular income and can pay living expenses, but can’t keep up the scheduled payments on current, and outstanding debts.

Quick Tips: Bankruptcy is not your only option, there are many alternatives that Lower Monthly Payments, and consolidate your bills into one simple payment.

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